ROB RUN How to Open Bank Account as a Civilian

Visit Looty Bay Bank as a Civilian to open a bank account. Opening the account comes before laundering: it gives your processed money a destination, but it does not instantly turn the cash you carry into a protected bank balance. Cash is processed later through the Laundering Desk at your base.

Open the bank account in Looty Bay

1. Enter Looty Bay in the Civilian role and remain unmasked for your banking visit.
2. Go to Looty Bay Bank rather than a loot buyer or cargo selling point.
3. Use the bank’s account-opening interaction.
4. Confirm that the account has been opened before planning your first laundering batch.

Keep this visit focused on establishing the account. You do not need to treat the bank as a robbery destination to access ordinary banking. An account, the cash in your bag, and a laundering batch are separate parts of the money system.

Distinguish an open account from deposited money

After the account exists, cash still has to run through the Laundering Desk at your base. Processing takes time, so a successful account-opening visit is not evidence that the cash currently in your inventory has already been deposited.

Use the account state and the cash-processing state as two separate checks. If you have only opened the account, the next task is preparing your base laundering setup. If cash is already processing, watch that operation instead of repeating the account-opening visit.

This distinction helps when your balance is lower than the cash you remember earning. Check whether those funds are still carried or awaiting processing before assuming the account failed to open.

Understand what the account protects

Laundered money in your account is protected from being stolen until the next wipe. That protection applies to banked funds; it should not be treated as a promise about every cash stack you own.

You can withdraw cash at any ATM when you need physical money again. Plan withdrawals around an actual purchase rather than assuming the account is only useful once you empty it.

For a first visit, the key checks are the correct role, the correct building, and confirmation that the account exists. Detailed laundering speed and workstation upgrades come afterward; they do not replace the requirement to open the account first.